Home Insurance Quotes

Looking for Home Insurance Quotes?  We are now available to give you home insurance quotes online and not just by phone.  According to Jayson Lash you need to know what your looking for when purchasing home insurance and it is extremely important to look the Michigan home insurance quotes you get online over to make sure your getting all the coverage you need. Averson Insurance can help you compare Michigan home insurance quotes with some of the best home insurance carriers in Michigan and will take good care of you as a long term customer. Here are ome of the things that we advize you to do when shopping online for home Michigan insurance:

  • The first thing that is recommended is to make sure your getting the correct coverage A amount. Coverage A to be specific is Dwelling coverage. Now days people are getting confused and think this coverage can be lowered because there house isn’t worth as much due to the decrease in Michigan housing prices. Coverage A (dwelling coverage) on a homeowners policy has nothing to do with Market value on a replacement cost home insurance policy. The fact is according to Jayson that the cost to rebuild a home hasn’t decreased much if at all over the last few years in Michigan. In fact, it is probably quite a bit more expensive to rebuild a home now days with the cost of lumber, etc… going up due to increased gas prices and inflation. You want to make sure your insuring your home 100% to replacement cost and this is determined by evaluating the square feet of the home as well as the quality of the materials used to build it, etc…
  • The next important coverage is liability coverage. Here at Averson Insurance we see people choosing low liability limits all the time, and people are leaving themselves at risk to a lawsuit for no reason at all. The truth is that liablity coverage is the most affordable and best money spent. Increasing from $100,000 up to $500,000 is around $3-4/month. It is worth every penny and our customers are properly protected in this area as well as all the other valuable Michigan home insurance coverages.
  • The third coverage that can be overlooked when shopping online for Michigan Home Insurance is sump pump/water backup coverage. This coverage usually runs $60-80/year and can be extremely valuable if your sump pump fails and you find a basement full of water. We find that people assume they are covered and find themselves in a whole lot of trouble when they find out that the reason they saved a couple bucks on their insurance was because the new agent didn’t add this coverage. We don’t do this type of thing to gain your business. Our goal is to keep you as a long term customer with both your home and auto insurance and in order to do this we believe in providing you the best coverage for your needs!

Averson Insurance provides online home insurance quotes in Michigan and can help make sure that you don’t miss out on these important coverage limits. If you ask us, we will tell you that you can save hundreds on your home insurance in most cases and do it without sacrificing any coverage at all. In fact, here at Averson Insurance our goal is to increase your coverage and save you money at the same time!  What are you waiting for?  Get Home Insurance Quotes Now!